• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
CoinLaw LogoCoinLaw

Bringing Crypto & Finance Closer to You

  • Latest News
  • Statistics
  • About
  • Contact
  • Subscribe
Subscribe
Home » Glossary » L

What is the Lightning Network? Bitcoin Payments Explained

Last Updated: August 12, 2026
Barry Elad
Founder & Senior Journalist • 589 Articles
Barry Elad is a finance and tech journalist who loves breaking down complex ideas into simple, practical insights. Whether he's exploring fi... See full bio
LATEST POSTS:
Crypto ETF Statistics 2026: Net Assets, Fees and Flows by Issuer
Crypto Regulation by Country Statistics 2026: Legal Status, Tax and Licensing
Biggest Crypto Hacks Statistics 2026: Ranked by Value Stolen
Steven Burnett
Research Analyst • 245 Articles
Steven Burnett has over 15 years of experience across finance, insurance, banking, and compliance-focused industries. Known for his deep res... See full bio
LATEST POSTS:
Federal Tax Revenue by State Statistics 2026: IRS Gross Collections, Top 10 States, Donor vs Recipient
Global Systemically Important Banks Statistics 2026: Bucket Allocation and Capital Surcharges
Tariff Revenue Statistics 2026: Customs Duties and IEEPA Refunds
What is Lightning Network

The Lightning Network is a Bitcoin layer-2 payment protocol that routes transactions through bidirectional payment channels off-chain, settling in milliseconds at fractions of a cent before anchoring the final balance on the Bitcoin blockchain. It is also known as BTC Lightning or LN.

Key Takeaways

  • The Lightning Network operates as a routed mesh of bidirectional payment channels built on top of Bitcoin and related crypto infrastructure, keeping everyday payments off the base chain.
  • As of April 2026, the public network spans 5,923 observable nodes, 18,807 open channels, and 2,741.59 BTC of aggregate capacity, according to 1ML’s network dashboard.
  • The median public-channel fee rate sits near 0.000129 sat per sat transferred, which is effectively a fraction of a cent for the average retail payment.
  • Joseph Poon and Thaddeus Dryja first proposed the protocol in the Lightning Network whitepaper (earliest draft February 2015, v0.5.9.2 January 2016), and Lightning Labs launched mainnet in 2018.
  • River Financial’s 2023 analysis estimated a lower bound of 6.6 million routed Lightning transactions in August 2023, a 1,212% increase over the August 2021 K33 benchmark of 503,000.

How Does the Lightning Network Work?

The Lightning Network lets two parties open a shared Bitcoin funding transaction, then update the balance between them an unlimited number of times off-chain, and finally settle the last agreed balance back to Bitcoin whenever they want. Think of a payment channel as a running tab at a bar: individual rounds are tracked privately between the two of you, and only the final settlement hits the official ledger.

The Lightning whitepaper proposes a decentralized system whereby transactions are sent over a network of micropayment channels whose transfer of value occurs off-blockchain. The routing mesh, not the base blockchain, carries the everyday activity.

1. Opening a Payment Channel

Two parties commit Bitcoin to a 2-of-2 multisignature funding transaction on-chain. That single on-chain event anchors the channel. Once the funding transaction confirms, both sides hold signed commitment transactions that reflect the current channel balance and can be broadcast at any time to close the channel.

2. Sending Off-Chain Payments

Each payment updates the channel’s tentative balance by invalidating the previous commitment and signing a new one. If both parties are cooperative, the channel can remain open indefinitely, possibly for many years. Neither side publishes anything to the blockchain during normal operation, so fees stay tiny and settlement feels instant.

Newsletter Img
Don't chase the news. Let us curate it.

You get one weekly briefing with only the stories that matter. If the market is quiet, we skip it.

Read by pros at Visa, Mastercard, Vanguard, and the FDIC.

3. Routing via HTLCs

When the sender and receiver do not share a direct channel, the payment hops across multiple channels via Hashed Timelock Contracts. The purpose of an HTLC is to allow for a global state across multiple nodes via hashes, ensured by time commitments and time-based unencumbering of resources via disclosure of preimages. In plain English: each hop is locked to a cryptographic secret and a deadline, so the payment either clears end-to-end or unwinds safely.

Futuristic Bitcoin transaction network illustration

4. Closing the Channel

Either party can close the channel at any time by broadcasting the latest commitment transaction. If the counterparty tries to cheat by broadcasting an older, more favorable state, a revocable sequence maturity contract lets the honest party claim the entire channel balance via a breach remedy transaction. On-chain arbitration is the ultimate backstop.

MetricValue (April 2026)Source
Public nodes5,9231ML
Public channels18,8071ML
Network capacity2,741.59 BTC1ML
Average channels per node6.351ML
Average channel capacity0.145 BTC1ML
Median fee rate0.000129 sat/sat1ML

Source: 1ML Network Statistics

Channels work because the protocol polices cheating with cryptography. The question is why that design matters for Bitcoin at all.

Why Does the Lightning Network Matter?

Bitcoin’s base chain was never built for coffee-shop throughput. The Bitcoin blockchain can process around 7 transactions per second, compared to Visa Inc., which can process around 24,000 transactions per second. That ceiling is where Lightning picks up the load.

River Financial’s August 2023 analysis provides the clearest public evidence of actual usage growth: an estimated 6.6 million routed Lightning transactions in August 2023, equivalent to 2.5 transactions per second, compared to Bitcoin’s on-chain average of 4.4 TPS. Over two years, Lightning routed volume rose 546%, from K33’s August 2021 estimate of $12.1 million to approximately $78.2 million in August 2023.

The Capacity Paradox is the part most generic definitions miss. Public capacity has fallen from its 2024 highs while routed transaction counts keep climbing, because liquidity is moving into splicing transactions, private channels, and professionalized hub nodes that do not broadcast their state. Reading declining public BTC as a health signal is reading the wrong gauge.

1ML notes that Lightning Network statistics are approximations because nodes that do not broadcast their state are not included, which is exactly why River’s first-party operator data and on-chain capacity dashboards need to be read together, not in isolation.

Scale is one side of the ledger. Trade-offs sit on the other.

Pros, Cons, and Risks

Advantages

  • Sub-second settlement: Settlement time for Lightning network transactions is under a minute and can occur in milliseconds, compared to Bitcoin’s ten-minute average block time.
  • Tiny fees: A median base fee near 0.36 sats and a median fee rate of 0.000129 sat per sat transferred keep micropayments economically viable.
  • Privacy-forward routing: Out of 5,923 public nodes, 3,010 run as Tor onion services, which shield node IP addresses from peers by default.
  • High payment reliability in practice: River reported a 99.7% Lightning payment success rate in August 2023 across 308,000 transactions.
  • Bitcoin-anchored finality: Every channel closes to the base chain, so the final balance inherits Bitcoin’s proof-of-work security.

Trade-offs and Risks

  • Liquidity constraints: Each channel has a finite outbound balance, so large payments can fail to route even on an otherwise healthy network.
  • Always-online requirement for penalty enforcement: Watching for a cheating counterparty broadcast requires either running a node or using a watchtower service.
  • Capacity centralization pressure: With average channels per node at 6.35 and a 99th-percentile node capacity of 7.23 BTC, routing concentrates on larger hubs.
  • Channel open/close costs: Funding and closing transactions still touch the base chain and pay on-chain fees, which can outweigh savings for rarely-used channels.
  • Off-chain observability gaps: Private channels and direct payments are deliberately invisible, which makes accurate usage measurement genuinely hard.

Lightning’s trade-offs become clearer when held up against Bitcoin’s base layer.

Lightning Network vs On-Chain Bitcoin

The two layers are designed for different jobs. On-chain Bitcoin is an armored truck for final settlement. Lightning is the express lane for everything smaller and faster.

DimensionLightning NetworkBitcoin On-Chain
Settlement timeMilliseconds to under a minute~10 minutes per block confirmation
Throughput (observed)~2.5 TPS routed (Aug 2023 estimate)~4.4 TPS average
Theoretical base-layer ceilingOrders of magnitude higher (off-chain)~7 TPS
Median fee rate0.000129 sat/sat (≈0.013% of amount)Variable, typically a few sats per vbyte
Finality modelInstant between channel peers; final on closeProbabilistic; stronger with each confirmation
Privacy defaultSource and destination hidden from intermediate hopsPseudonymous addresses, fully public transaction graph
Best use caseMicropayments, streaming, point of saleLarge-value settlement, long-term storage

Source: 1ML, Lightning Network whitepaper, Wikipedia (for Bitcoin base-layer throughput context)

The key point for readers researching payment systems broadly: Lightning does not replace on-chain Bitcoin. It rides on top of it. Closing a channel is itself an on-chain transaction, so a working Lightning economy increases demand for base-layer block space rather than reducing it.

Futuristic blockchain network divided by light

Real-World Applications

Retail Payments and POS

Coffee shops, convenience stores, and online merchants integrate Lightning to accept Bitcoin payments that settle faster than card networks and cheaper than credit-card interchange. River’s 2023 report identified gaming, social media tipping, and streaming as the primary use cases driving Lightning transaction growth, accounting for 27% of all growth.

Cross-Border Remittances

Lightning’s per-payment cost and speed make small cross-border transfers economic, where banks and money-transmitter fees would consume the principal. River’s 2023 report estimated monthly active Lightning users at between 279,000 and 1.116 million as of September 2023, with an estimated 1:8 ratio of non-custodial to custodial users, suggesting most everyday users reach Lightning via a hosted wallet app rather than by running a node themselves.

Streaming Sats and Gaming

Some apps charge by the second or by the message, creating payment flows that would be impossible on any chain where every transaction costs cents. The average Lightning transaction size on the public network was around 44,700 satoshis, or $11.84, in August 2023, and roughly a quarter of all payments fall in the 1-to-10-satoshi bracket tied to gaming and streaming.

Scenario: A Latte Paid in Sats

Imagine paying for a $4 coffee. Your wallet app quotes the invoice in sats. You scan the merchant’s QR code. Your Lightning client picks a route through two or three hub nodes already connected to both you and the merchant. Each hop locks the payment to a shared secret via an HTLC. Within a second, the merchant’s POS beeps, the invoice is marked paid, and the channel balances between the routing nodes have shifted by the corresponding amount. The Bitcoin blockchain never sees your transaction. It only sees the channel funding and, eventually, the channel closes.

The same flow repeats for streaming a video, tipping a writer, or paying a remittance, which is the practical bridge between this glossary entry and Bitcoin Lightning Network usage statistics that track how the mesh grows over time.

Frequently Asked Questions (FAQs)

Is the Lightning Network safe to use?

Lightning is designed around cryptographic penalties rather than trust, but the safety profile depends on the entire stack, not just the protocol. Channels enforce cooperative behavior through revocable commitment transactions that let the honest party claim the full balance if a counterparty broadcasts an older state. Risks come from operational factors like being offline when a counterparty cheats, wallet bugs, and custodial trust if you use a hosted wallet.

What happens if my channel counterparty goes offline?

You can still close the channel unilaterally by broadcasting the latest commitment transaction. After a timelock expires, your balance settles to your on-chain Bitcoin address. You do not need the counterparty’s cooperation to recover funds, but a cooperative close is cheaper and confirms faster than a forced close.

How much does a Lightning payment cost?

Public-channel data shows a median base fee near 0.36 sats and a median fee rate of 0.000129 sat per sat transferred, which works out to a fraction of a cent on a typical retail payment. Large payments that need to hop through liquidity-constrained channels can cost more, and opening or closing a channel still incurs a standard Bitcoin on-chain fee.

Is Lightning only for Bitcoin?

Lightning was designed specifically for Bitcoin and is deployed primarily on the Bitcoin mainnet. The three major implementations are Lightning Network Daemon (LND) by Lightning Labs, Core Lightning (CLN) by Blockstream, and Eclair by ACINQ, with a fourth library, Lightning Development Kit (LDK), maintained by Spiral, a subsidiary of Block, Inc. Some Litecoin nodes also run Lightning, and newer work on Taproot Assets extends Lightning to stablecoins issued on Bitcoin.

Conclusion

The Lightning Network settles Bitcoin payments in milliseconds at fractions of a cent by keeping routine activity off-chain and anchoring only funding and closing transactions to the base layer. As of early this year, 1ML shows 5,923 observable nodes, 18,807 channels, and 2,741.59 BTC of public capacity, while first-party operator data from River and others suggests real usage has outgrown what those public metrics alone reveal.

For a reader trying to judge the network’s health, the useful questions have shifted. Instead of asking whether public capacity is up or down this quarter, ask whether channel splicing is reducing the need for new public channels, whether routed volume and success rates are trending up, and whether the apps people actually use are adding Lightning rails. Those answers will matter more to the next phase of Bitcoin payments than any single snapshot of observable capacity.

Definition of Blockchain. Link to full glossary entry follows the description.Blockchain

A distributed digital ledger that records transactions across a network, with each block cryptographically linked to the previous one for security.

Read more about Blockchain

Definition of Cross-Chain. Link to full glossary entry follows the description.Cross-Chain

Cross-chain is the ability to move data or assets between separate blockchains via bridges, messaging protocols, or interoperability networks.

Read more about Cross-Chain

Last Updated: August 12, 2026

Share ChatGPT Perplexity

Explore More Terms

Distributed Ledger Technology

Distributed Ledger Technology

Distributed ledger technology (DLT) lets computers across locations validate transactions and update records simultaneously across a synchronized network.

MegaETH

MegaETH

MegaETH is a high-performance Ethereum Layer-2 blockchain built on the OP Stack, targeting sub-10ms block times and over 100,000 transactions per second using node specialization and EigenDA.

DeFi

DeFi

Decentralized finance leverages blockchain protocols and smart contracts to enable lending, trading, and borrowing without banks or traditional intermediaries.

Bitcoin Halving

Bitcoin Halving

Bitcoin halving is a protocol rule that cuts each mining reward in half every 210,000 blocks (roughly four years) until the 21M supply cap.

Cross-Chain

Cross-Chain

Cross-chain is the ability to move data or assets between separate blockchains via bridges, messaging protocols, or interoperability networks.

Hash Rate

Hash Rate

Hash rate measures the total computational power miners use to process and validate transactions on a proof-of-work blockchain like Bitcoin.

Primary Sidebar

Connect With Us

facebook x linkedin google-news telegram pinterest whatsapp email
google-preferred-source-badge Add as a preferred source on Google

You Should Also Read

What is a Layer 2? Ethereum Scaling Solutions Explained
What is a Layer 1 Blockchain? Examples & How It Works
What is Blockchain? Definition, How It Works & Examples

Table of Contents

  • Key Takeaways
  • How Does the Lightning Network Work?
  • Why Does the Lightning Network Matter?
  • Pros, Cons, and Risks
  • Lightning Network vs On-Chain Bitcoin
  • Real-World Applications
  • Frequently Asked Questions (FAQs)
  • Conclusion
Connect on Telegram

Weekly stats quiz Week 43

How much of a crypto geek are you?

5 fast questions from this week's verified market data. About a minute.

Play the quiz New every Monday
Kalshi Crypto Derivatives Bitcoin Loans
Cryptocurrency

Kalshi Expands Futures Access With Crypto-Backed Loans

By Kathleen Kinder October 21, 2026
Solana Alpenglow Upgrade Soon
Cryptocurrency

Solana Alpenglow Upgrade Targets 150ms Finality as Validators Shrink

By Kelvin Scott October 21, 2026
Aifc Bybit Kazakhstan Tax Residency
Cryptocurrency

Bybit Kazakhstan Secures AIFC Crypto Residency Agreement

By Kelvin Scott October 21, 2026
Strive Sats Ipo Completion
Finance

Strive Closes Upsized SATS IPO With Daily-Dividend 15% Preferred

By Kathleen Kinder October 20, 2026
Utah State Sues Kalshi Gambling
Compliance

Utah Sues Kalshi for Up to $60 Million Over Illegal Wagers

By Kathleen Kinder October 20, 2026
Mastercard Ai Agent Payment Early Access
Payments

Mastercard Opens Agent Pay for Machines to Developers

By Asha Mensah October 20, 2026
Blackrock S Bitcoin Buffer Etf
Cryptocurrency

BlackRock Files Official Bitcoin Buffer ETF With 10% Loss Floor

By Kathleen Kinder October 20, 2026
Anchorwatch Launches Qualified Bitcoin Custody
Cryptocurrency

AnchorWatch Launches Qualified Bitcoin Custody in Nevada

By Kathleen Kinder October 19, 2026

Footer

CoinLaw Logo

Bringing Finance Closer to You.

Connect With Us

Follow Us on Google News

Editorial & Trust

  • About
  • Publishing Principles
  • Fact-Check Policy
  • Corrections Policy
  • Ethics Policy
  • Disclaimer
  • Cookie Policy

Worth Checking

  • The Crypto Desk
  • Exchange Listings Tracker
  • Crypto Regulation Tracker
  • Retail Options Trading Stats
  • Banking Customer Retention Stats
  • NFT Market Growth Stats
  • DeFi Market Stats
Contact Us
13570 Grove Dr #189,
Maple Grove, MN 55311,
United States
10 a.m. – 6 p.m. | Every day

Copyright © 2024–2026 CoinLaw. All Rights Reserved. Powered by the HODL Force ❤️

  • Privacy Policy
  • Terms
  • Accessibility Statement
Manage your privacy
We use technologies like cookies to store and/or access device information. We do this to improve browsing experience and to show (non-) personalized ads. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
Manage options
  • {title}
  • {title}
  • {title}
Manage your privacy
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Functional Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes. The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
  • Manage options
  • Manage services
  • Manage {vendor_count} vendors
  • Read more about these purposes
Manage options
  • {title}
  • {title}
  • {title}
Company
  • About Us
  • Our Team
  • Our Mission
  • Core Values
Discover
  • glossary icon
    Glossary
  • Stats
    Stats Research Process
  • Brand Guide Icon
    Brand Assets
Categories
  • Cryptocurrency
  • Payments
  • Investments
  • Banking
  • Finance
Cryptocurrency
Crypto Regulation by Country 2026: Legal Status, Tax and Licensing
Crypto Regulation by Country Statistics 2026: Legal Status, Tax and Licensing
Biggest Crypto Hacks Statistics Ranked by Value Stolen
Biggest Crypto Hacks Statistics 2026: Ranked by Value Stolen
Perpetual Futures Statistics Volume Funding and Leverage
Perpetual Futures Statistics 2026: Volume, Funding and Leverage
Bitcoin Treasury Companies Statistics Holdings and Cost Basis
Bitcoin Treasury Companies Statistics 2026: Holdings and Cost Basis
Prediction Market Statistics Kalshi vs Polymarket Volume
Prediction Market Statistics 2026: Kalshi vs Polymarket Volume
AI Trading Bot Statistics
AI Trading Bot Statistics 2026: Market, Platforms and MEV Data
Payments
Remittances By Country Statistics
Remittances by Country Statistics 2026: Inflows and Cost
Cash App vs Zelle Statistics
Cash App vs Zelle Statistics 2026: Speed, Limits and User Data
Venmo vs. PayPal Statistics
Venmo vs PayPal Statistics 2026: Users, Fees and Volume
Toast Statistics 2026: ARR, GPV, Take Rate and Revenue
Toast Statistics 2026: ARR, GPV, Take Rate and Revenue
Rapyd Statistics 2026: Valuation, Revenue and PayU Deal
Rapyd Statistics 2026: Valuation, Revenue and PayU Deal
Marqeta Statistics
Marqeta Statistics 2026: TPV, Revenue and Customer Mix
Investments
Crypto ETF Statistics Net Assets Fees and Flows by Issuer
Crypto ETF Statistics 2026: Net Assets, Fees and Flows by Issuer
Largest Investment Banks Statistics
Largest Investment Banks Statistics 2026: Revenue, League Tables and Headcount
Public vs Robinhood Statistics
Public vs Robinhood Statistics 2026: Users, Assets, and Fees Compared
Robinhood vs Acorns Statistics
Robinhood vs Acorns Statistics 2026: Users, AUM and Fees
Robinhood vs Fidelity Statistics
Robinhood vs Fidelity Statistics 2026: Accounts, AUM, and Fees Compared
Robinhood vs Schwab Statistics
Robinhood vs Schwab Statistics 2026: Users, Assets, Pricing
Banking
Global Systemically Important Banks Statistics
Global Systemically Important Banks Statistics 2026: Bucket Allocation and Capital Surcharges
Bank Failures Statistics
Bank Failures Statistics 2026: FDIC Data, DIF Costs, and Recent Trends
The 15 Largest Banks in the US
The 15 Largest Banks in the US in 2026: By Assets, Deposits, and Branches
N26 Statistics Revenue Profit Customers and BaFin Oversight
N26 Statistics 2026: Revenue, Profit, Customers and BaFin Oversight
Revolut vs Monzo Statistics
Revolut vs Monzo Statistics 2026: Customers & Profit
Islamic Banking Statistics Assets Growth and Top Markets
Islamic Banking Statistics 2026: Assets, Growth, and Top Markets
Finance
Federal Tax Revenue By State Statistics
Federal Tax Revenue by State Statistics 2026: IRS Gross Collections, Top 10 States, Donor vs Recipient
Tariff Revenue Statistics
Tariff Revenue Statistics 2026: Customs Duties and IEEPA Refunds
Emergency Fund Statistics
Emergency Fund Statistics 2026: How Much Americans Have Saved (and How Much They Should)
Financial Advisor Statistics
Financial Advisor Statistics 2026: Headcount, AUM, and Demographics
Wealth Inequality Statistics
Wealth Inequality Statistics 2026: Hidden Wealth Divide
Blockchain In Supply Chain Finance Statistics
Blockchain in Supply Chain Finance Statistics 2026: Trade Breakthrough
Categories
  • Cryptocurrency
  • Fintech
  • Payments
  • Compliance
  • Investments
Cryptocurrency
Kalshi Crypto Derivatives Bitcoin Loans
Kalshi Expands Futures Access With Crypto-Backed Loans
Solana Alpenglow Upgrade Soon
Solana Alpenglow Upgrade Targets 150ms Finality as Validators Shrink
Aifc Bybit Kazakhstan Tax Residency
Bybit Kazakhstan Secures AIFC Crypto Residency Agreement
Blackrock S Bitcoin Buffer Etf
BlackRock Files Official Bitcoin Buffer ETF With 10% Loss Floor
Anchorwatch Launches Qualified Bitcoin Custody
AnchorWatch Launches Qualified Bitcoin Custody in Nevada
Bitmine Eth 12 535 4 9 Supply
BitMine Adds 12,535 ETH, Lifting Holdings to 6.04M
Fintech
Ledger Atom Hardware Wallet Launch
Ledger Unveils Atom Android Wallet Amid Implant Probe
Payward And Saldo Bank Acquisition
Kraken Owner Payward Plans Saldo Bank Purchase: Report
Og Com Cryptostruct Event Contracts
CryptoStruct Opens OG.com Event Contracts to Algo Traders
Bybit Ceo Ben Zhou Keynote October 13
Bybit CEO Ben Zhou Sets Global Livestream Keynote
Pharos Network Realfi Ai Agent Native Upgrade
Pharos Expands RealFi With Powerful AI Agent Upgrade
Soneium Dayonedream Unveil K Pop Ip Tokenization Deal
Soneium, DayOneDream Unveil K-Pop IP Tokenization Deal
Payments
Mastercard Ai Agent Payment Early Access
Mastercard Opens Agent Pay for Machines to Developers
Coinbase Marqeta Stablecoin Cards
Marqeta Taps Coinbase to Power Stablecoin-Backed Cards
Sbi Startale Join Open Standard
SBI, Startale Join Open Standard for JPYSC-OUSD Pilot
Mastercard and BVNK Launch Global Money Platform for Stablecoins
Mastercard and BVNK Launch Global Money Platform for Stablecoins
Polygon Coinme Us 48 State License
Polygon’s Coinme Deal Brings Payment Coverage to 48 States
Privy Wallets Xrp Ledger Rlusd
Stripe’s Privy Brings Embedded Wallets to the XRP Ledger
Compliance
Utah State Sues Kalshi Gambling
Utah Sues Kalshi for Up to $60 Million Over Illegal Wagers
Bingx Eu Mica License
BingX EU Secures MiCA License From Austria’s FMA
Celsius Alex Mashinsky Crypto Ban New York
Alex Mashinsky Hit With Lifetime Ban in New York Celsius Deal
Uk Sanctions Crypto Payments To Russia
UK Blacklists 5 Crypto Platforms in Bold Russia Sanctions
New York Sues Polymarket Calls Prediction Markets Illegal Gambling
New York Sues Polymarket, Calls Prediction Markets Illegal Gambling
Ecb Central Banks Drop Stablecoin Deposits Rule Featured 1
ECB Pushes to Drop Mandatory Stablecoin Deposit Rule
Investments
Okx Investment Ripple Circle Standard Chartered
OKX Raises Strategic Capital at $25 Billion Valuation
Payward And Bny Partnership Crypto Custody
Payward and BNY Explore Strategic Crypto Tie-Up
Strategy Locks Strc Dividend Rate At 12 For October
Strategy Locks STRC Dividend Rate at 12% for October
Cboe S P 500 Options Spx
Cboe and S&P DJI Extend SPX Options Exclusivity to 2051
Ondo Finance Blackrock Tokenized Stock
Ondo Brings BlackRock Portfolios On-Chain in Major Move
Kalshi Eyes 60 Stock Perps
Kalshi Eyes 60 Stock Perps as Leverage Debate Heats Up
Newsletter Img

Too much noise in crypto?

We respect your time. You get one high-impact briefing a week. If the market is quiet, so are we.

Read by pros at Visa, Mastercard, Vanguard, and the FDIC.